my services
Wealth-Building Insurance Solutions
Life Insurance Policy Sales
Business Owner & Investor Insurance Services
Life Insurance Services for real estate Agents
retirement Planning
Mentorship & Support for New Agents
Life Insurance Policy Sales
Whether you’re choosing your first policy or reviewing existing coverage, I’m here to help you make confident, informed decisions. I compare plans across top carriers, explain benefits and premiums in plain language, and guide you through the entire application process. From term and whole life to universal policies, we’ll find the right fit for your needs and budget.
I also offer financial needs analysis to determine how much coverage makes sense based on your income, debts, dependents, and long-term goals—like college, retirement, or estate planning. If life changes, I’m here to review and update your policy so it always aligns with where you are. My services also include claims support, group life insurance consulting for businesses, and strategic planning to use life insurance for tax-free wealth transfers, legacy building, and supplemental retirement income. Whatever your stage in life, I make sure insurance works for you—not the other way around.
Key Person Insurance Services
Key person insurance helps protect your business from the financial loss of a crucial employee or owner. I work with you to identify key individuals, assess the potential impact of their absence, and recommend the right coverage. Services include business risk evaluation, tax-efficient funding strategies, and support integrating the policy into your broader business continuity or succession plan.
Executive Bonus Plans (Section 162)
Executive bonus plans allow employers to fund a life insurance policy for key employees as a retention and reward tool. I help design and customize these plans, review tax implications, and structure bonuses properly—ensuring compliance and long-term value for both the business and the employee. These plans can offer cash value growth, retirement income potential, and protection for the employee’s family.
Life Insurance Services for real Estate Agents
As a real estate agent, your income is often commission-based and unpredictable. I offer tailored life insurance solutions that protect your income, support your family, and provide peace of mind. From term policies that cover your mortgage to whole life and IUL options that build tax-advantaged cash value for retirement or emergencies, these strategies help you stay financially secure—no matter what happens.
For brokers and team leaders, I also provide business continuity planning and buy-sell agreement funding to ensure your agency can continue if a key person is lost. Additional services include family protection planning, debt coverage for commission-based income, and retirement planning for 1099 agents without employer-sponsored benefits. You can also partner with me to offer your homebuying clients protection policies—strengthening your relationships and adding extra value to your service.
Retirement Planning
One of the services I offer is annuity-based planning, which can provide both growth and protection for your future. Fixed index annuities, in particular, are a powerful tool many people overlook—they allow your money to grow based on stock market performance, but with a built-in safety net so you never lose your principal if the market dips. These annuities can also support long-term care planning and wealth protection, making them a smart, secure option for building your nest egg. I’ll help you understand how they work and how they can fit into your overall plan, so you feel informed and empowered every step of the way.
Mentorship & Support for new Agents
I offer mentorship and hands-on support to new life insurance agents who are ready to start and grow their careers with confidence. Whether you’re just getting licensed or looking to build momentum, I’m here to guide you through every step. You’ll have access to one-on-one coaching with me, group learning sessions, and in-person meetings at a nearby office. I’m also available by phone or video call whenever you need support, encouragement, or answers to your questions.
More Than a Safety Net—
A Tool for Enjoying Life
I will show you how to access your policy’s value for life’s finest moments. Let's talk about living benefits!
Living benefits are one of the most powerful and often overlooked features of certain life insurance policies. Unlike traditional coverage that only pays out after death, living benefits allow you to access funds from your policy while you’re still alive—whether it’s to cover medical expenses from a critical or chronic illness, supplement your income during a hardship, or tap into built-up cash value for opportunities or emergencies. It’s a practical and empowering option for people who want both protection for their loved ones and financial flexibility for themselves. With living benefits, life insurance becomes more than a safety net for the future—it becomes a tool for today.